Archive for February 2014

Predatory Lending

Predatory Lending

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ICAN member shares her personal story.

Kazakhstan bank merger: no respite for fugitive Ablyazov

Kazakhstan bank merger: no respite for fugitive Ablyazov
France last month agreed to extradite Ablyazov to Russia, where BTA also had operations. His wife said in a statement that this was equal to a “death sentence” as Russia was in turn likely to extradite the banker to Kazakhstan. Kate Mallinson, Central …
Read more on Financial Times (registration) (blog)

Hong Kong freezes assets of Ablyazov's affiliates
Hong Kong Court has ruled to freeze assets of companies that are believes to be owned by the fugitive ex-head Kazakhstan banker Mukhtar Ablyazov, Tengrinews reports citing the South China Morning Post. The court granted a motion of BTA Bank to freeze …
Read more on Tengrinews

FDA Drug Info Rounds, December 2010: Drug Shortages

It is FDA’s policy to help prevent or alleviate shortages, primarily of medically necessary drug products, since these can have significant public health con…
Video Rating: 3 / 5

Q&A: what is chemical disaster?

Question by $ h0w $ t00per: what is chemical disaster?

Best answer:

Answer by senb
By their nature, the manufacture, storage, and transport of chemicals are accidents waiting to happen. Chemicals can be corrosive, toxic, and they may react, often explosively. The impacts of chemical accidents can be deadly, for both human beings and the environment. Many if not most products we use in everyday life are made from chemicals and thousands of chemicals are used by manufacturing industries to make these products. The source of many of these chemicals is petroleum, which is refined into two main fractions: fuels and the chemical feedstocks that are the building blocks of plastics, paints, dyes, inks, polyester, and many of the products we buy and use every day. Fuels and chemical feedstocks made from petroleum are called organic chemicals. The other important class of chemicals is inorganics, which include acids, caustics, cyanide, and metals. Commercial products made from inorganics range from car bodies to computer circuit boards. Of the more than forty thousand chemicals in commercial use, most are subject to accidental spills or releases. Chemical spills and accidents range from small to large and can occur anywhere chemicals are found, from oil drilling rigs to factories, tanker trucks to fifty-five-gallon drums and all the way to the local dry cleaner or your garden tool shed.One of the worst industrial chemical disasters occurred without warning early on the morning of December 3, 1984, at Union Carbide’s pesticide plant in Bhopal, India. While most people slept, a leak, caused by a series of mechanical and human failures, released a cloud of lethal methyl isocyanate over the sleeping city. Some two thousand people died immediately and another eight thousand died later. Health officials, not informed about chemicals at the factory, were completely unprepared for the tragedy. Congressional hearings that followed the Bhopal accident revealed that U.S. companies routinely discharged hazardous chemicals into the air, while emergency planners knew little about the potential for disaster at local industrial facilities. Less than a year later, a Union Carbide plant that produced methyl isocyanate in Institute, West Virginia, leaked a toxic cloud in the Kanawha Valley. While the West Virginia incident was not another tragedy, it was a shocking reminder that an accident such as the one that occurred at Bhopal could happen in the United States.The hearings and media attention to institute led to enactment of the Emergency Planning and Community Right to Know Act of 1986 (EPCRA), requiring companies to provide information about their potentially toxic chemicals. At the same time, states were required to establish emergency planning districts and local committees to prepare for any emergency—a fire, an explosion, a flood that might result in the release of chemicals into the environment. In 2003, more than 31,000 industrial facilities must report more than 650 individually listed toxic chemicals and chemical categories to the U.S. Environmental Protection Agency (EPA) that is made public in the Toxic Release Inventory.
In 1990, amendments to the Clean Air Act required industrial chemical companies to submit a risk management plan that included “worst case” chemical accident scenarios. Industry leaders did not want these potential disasters made public and argued that they could alert terrorists which facilities to target. In July 2002, the Senate’s Environment and Public Works Committee approved a bill to identify plants vulnerable to terrorist attacks that produce hazardous chemicals. Congress also voted against a landmark community right to know law that would have required some 6,600 chemical facilities to reveal their “worst case” accident scenarios. Although the major chemical accidents seem most threatening because they often kill people outright, it is the smaller, more routine accidents and spills that affect most people. Some of the most common spills involve tanker trucks and railroad tankers containing gasoline, chlorine, acid, or other industrial chemicals. Many spills occur during the transportation of hazardous materials; one study found that 18,000 hazardous materials spills occurred during 1976. In 1983, spills from 4,829 highway and 851 railroad accidents resulted in eight deaths, 191 injuries, and damages exceeding more than $ 110,000,000. The National Environmental Law Center reported that 34,500 accidents involving toxic chemicals were reported to the EPA’s Emergency Response and Notification System between 1988 and 1992, meaning that on average, a toxic chemical accident was reported nineteen times a day in the United States, or nearly once every hour. Emergency response workers are especially at risk. In 1988 six firemen were killed minutes after arriving at the scene of two burning pick-up trucks in Missouri, when more than 30,000 pounds of ammonium nitrate stored in a nearby trailer exploded. This incident led to the formation of the hazardous materials division of the Kansas City, Missouri, Fire Department, specializing in hazardous materials handling. To help emergency responders know what they are dealing with, the Department of Transportation (DOT) has established a hazardous materials placard system. Rail cars and trucks carrying toxic or dangerous materials must display a diamond-shaped sign having on it a material identification number, which can be looked up to determine what hazardous materials are on board, and a hazard class number and symbol that tells whether the contents are flammable, explosive, corrosive, etc. Color codes also convey instant information: blue (health), red (flammability), yellow (reactivity), white (special notice)
One of the most common concerns over chemical accidents and hazardous materials spills is acute, or short-term, toxicity. Acutely toxic contaminants, such as cyanide and chlorine released from hazardous materials spills, pose an immediate threat to public health. For example, a chemical accident in which chlorine gas or cyanide gas is released would likely result in widespread deaths as the plume, or toxic cloud, moved through a populated area. Another class of toxicity is chronic, or long term. One of the most common types of chronic toxicity is exposure to carcinogens that may result in cancer twenty to thirty years after the time of the spill. An example of such an exposure occurred on July 10, 1976, in Meda, Italy, a small town about 12 miles north of Milan, where an explosion occurred at the ICMESA chemical plant in a 2,4,5-trichlorophenol reactor. (2,4,5-Trichlorophenol is an industrial chemical used as a building block to make pesticides and antiseptics.) A toxic cloud containing dioxins, which are very potent cancer-causing chemicals, was released into the atmosphere and spread across the nearby densely populated city of Seveso. Exposure to such carcinogens does not result in short-term health problems, but the effects may be expressed decades later. An investigation of women who were exposed to high levels of dioxin in the ICMESA explosion was published in 2002. The researchers found that the women who developed breast cancer had a ten-fold increase of the toxic chemical in their blood. Another very different effect of chemical spills and accidents is ecotoxicity, a toxic effect on the environment rather than on human health. The most dramatic ecotoxicity resulting from chemical spills results from petroleum spills at sea or in rivers or lakes. When such a catastrophe occurs, the toxicity often depends on the type of petroleum. The most common material spill, crude oil, contains some toxic chemicals that dissolve in the water. Most of the petroleum, however, floats on the water’s surface. It causes environmental damage by coating the feathers of birds and the gills of fish, physically disrupting their movements and their ability to breathe. Oil washed ashore also disrupts marine life in fragile areas. One of the worst oil spill disasters in history occurred on March 24, 1989, when the oceangoing oil tanker Exxon Valdez ran aground on Bligh Reef in Alaska’s Prince William Sound. Nearly eleven million gallons of crude oil spilled from the ship, and every trophic level of the biologically rich waters of Prince William Sound was severely impacted. Some residual oil remains to this day.

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ONE WEST BANK-THE TRUE STORY

This is a video of how our Bank and Government appreciates us hard working American Families. We are not flunkies or failures who refuses to pay our debts bu…

http://www.1RealEstateHomes.com When you are in foreclosure and going to lose your home if you do not take action or stuck with an underwater negative value …
Video Rating: 5 / 5

Smart Meters – Commons Select Committee Meeting (Clip 2 of 6)

This video series shows the Commons Select Committee enquiry into the UK Smart Meter roll-out held on Tuesday 23rd April 2013. Witnesses appearing to give ev…

Smart Meter Health Hazard Peter Valberg Paid Expert

Peter Valberg, PhD was paid by EWEB a sum which I heard was 00 to present his case to the people of Eugene Oregon that there is no cause for concern over …
Video Rating: 5 / 5

Problems with Predatory Lending

ACORN Financial Justice Center Director Austin King takes on Fox Business News hosts in a debate on the cause of the mortgage crisis.

Caliber Funding Video | Mortgage Services in Greenwood Village

http://my.datasphere.com/biz/caliber_funding-real_estate_mortgage_services-greenwood_village_co-12560281-203500 Caliber Funding LLC is a national mortgage le…
Video Rating: 5 / 5

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Obama truth-o-meter – noticias del día

Obama truth-o-meter - noticias del día

A segment CNN did this morning on the taxes and health care and whether Obama.

Roche Diagnostics has recalled certain ACCU-CHEK Aviva glucose meters because an electronic malfunction may cause the meter to show an erroneous result or to…
Video Rating: 5 / 5

Orange County Attorneys: Are There Laws Against Predatory Lending In California?

LegalFaces Directory http://www.legalfaces.com/search/Howard-Nassiri-Predatory-Lending-and-Loan-Modification HOWARD | NASSIRI, LLP http://www.howardnassiri.c…